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Tuesday, October 13, 2026
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Senate Republicans Embrace Trump's Proposal to Overhaul Obamacare

US lawmakers are working through the weekend for the initial time since the government shutdown began more than a month ago, but hopes for a cross-party deal on how to end the standoff appeared to recede as Republican senators proposed a proposal toxic to Democrats: scrapping the ACA, known as Obamacare.

Growing Impact of Federal Closure

The impact on US citizens from the longest closure of the US government in history worsened on Saturday, as federal workers went without pay, airlines were compelled to ground planes and SNAP benefits have been postponed for 42 million Americans.

Trump's Plan from Golf Course

As weekend meeting got under way, Republican senators welcomed a proposal made on social media early Saturday by Donald Trump from his golf course in West Palm Beach, for government payments to be replaced by HSA-style accounts.

"I am recommending to Senate Republicans that the Billions of Dollars currently being sent to money sucking Insurance Companies in order to save the ineffective Healthcare provided by ObamaCare, BE SENT DIRECTLY TO THE PEOPLE SO THAT THEY CAN PURCHASE THEIR OWN, MUCH BETTER, HEALTHCARE," Trump posted.

GOP Endorsement

Several Republican senators praised the plan, which is similar to a alternative for Obamacare put forward in 2017.

"We're going to replace this broken system with something that is truly better for the consumer," one senator stated.

Another senator commended Trump's suggestion on online platforms, and displayed a large print of Trump's post as he spoke on the Senate floor.

"I am drafting the bill right now," a third senator wrote in response to Trump's proposal. "We need to stop public funds from going to insurance companies and instead give it straight to Americans in HSA-style accounts and let them buy the medical coverage they want."

Democratic Reaction

Democratic lawmakers shared concerned responses to Trump's proposal.

"In other words, Donald Trump's 'concept of a plan' for health care is another calculated attempt to eliminate Obamacare," one Democratic senator commented. "It's the same failed Republican plan that's been defeated by voters and Congress."

Another senator responded to the censure of carriers by writing: "Oh, Trump and the Republicans dislike how the big, bad insurance companies are ripping-off Americans. Really? Then I applaud your support for Medicare for All."

Continuing Negotiations

The Senate went into recess without reaching a solution, but Senate Republican leaders have indicated an willingness to an developing plan from a small group of centrist lawmakers to end the closure in exchange for a later vote on the Obamacare subsidies.

One Democratic senator, who is leading the negotiations among centrists, said that Democrats "require another way ahead" after Republicans rejected an offer to restart the government and extend the subsidies for a year.

Another senior Democratic senator continued in arguing that Republicans should accept a one-year extension of the subsidies before negotiating the long-term of the tax credits.

"Doing nothing is derelict because citizens will go into debt, people will lose insurance, people will get sicker," the senator said in a floor speech. "That is what will happen if this Congress does nothing."

Political Situation

Not one of the Republican senators seemed to grapple with the fact that consumers would still need to buy coverage from the same insurance companies, or that Republican legislators need the support of several Democrats to reopen the government, and the concept of repealing and replacing Obamacare with HSAs is unlikely to earn a solitary Democratic vote.

Several analysts indicated that the essence of such a plan would remove the ACA's requirement that insurance companies cover individuals with pre-existing conditions.

After his resort visit, Trump returned to his private club and doubled down on his demand that Republicans stop seeking agreement and try instead to repeal and overhaul Obamacare with a version of the proposal that failed to garner enough support in 2017.

Written by

Victoria Gardner

A British travel writer and cultural enthusiast with over a decade of experience exploring the UK's hidden gems and sharing stories that connect people to places.

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